Will credit card rates be capped in 2026?

Kalshi's prices put the chance of Yes at 4%.

Chances and prices from Kalshi’s public order book at Oct 30, 2026, 4:02 PM ET. Updated daily.

Chance of Yes, from Kalshi’s pricesYes or No market
4%
Yes costs
4c
No costs
97c
A Yes contract pays $1 if the market settles Yes and nothing if it settles No. The chance is the midpoint of the best bid and offer in Kalshi’s public order book.

What settles it.

This market has one rule, shown below.

Kalshi’s ruleYes or No
If the federal government has taken action to cap the annual interest rate that credit cards can charge after Issuance and before Jan 1, 2027, then the market resolves to Yes.
Source: Kalshi’s published market rules. Kalshi decides how every market settles. How Kalshi settlement works.

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EVDESK is research and trading software. It is not a broker, not an exchange, not a fund and not investment advice. Prices and chances on this page are read from Kalshi’s public market data at the time shown and move constantly. Prediction-market trading can lose money. See the Risk Disclosure. Not affiliated with Kalshi, Inc.